Financial Planning Paul Plummer - Tel 02 4227 5511
  Investment Insurance Retirement Superannuation Fitzpatrick & Associates, in conjunction with Investment & Planning Services Pty Ltd (IPS) is able to offer our clients the following services. 
........ ............ Financial Planning is the process of meeting your life goals through the proper management of your finances. Your life goals could include buying a home, saving for your children's education, managing debt or planning for retirement. For more information kindly contact Paul Plummer on 02 4626 8199 or email Paul now
Wealth Creation
Building wealth for future contentment and a sense of security is important to all of us. Understanding your goals, limitations and your attitudes to risk are issues that you should have clear in your mind before commencing any financial plan. IPS gains an understanding and then begins to implement strategies for your personal wealth creation. Income and Asset Protection
Protection Planning structures can help you to protect your assets from events related to bankruptcy, divorcee and other legal actions. These structures include family trusts, private companies and superannuation funds. IPS can help you design a comprehensive, yet cost-effective insurance portfolio to cover a diversity of situations that may arise. Business Planning
IPS has the capability to advise you on all aspects of your corporate superannuation fund and identify cost-effective fund options that better suit the needs to you and your employees. Superannuation
Despite undergoing many changes, superannuation is still one of the most tax-effective ways to save for retirement. Though ongoing professional education, IPS has the skill and experience to assist you in maximising the potential benefits of your superannuation. This is done by analysing benefit limits, life as asset allocation, fees, contribution levels, taxation, life insurance options, investment performance and your retirement wealth accumulation goals. Estate Planning
IPS can assist you with your Will and also advise you on estate planning, for example, the establishment of a testamentary trust that is activated on your death. IPS can also help you to implement an insurance portfolio to ensure that your family is adequately provided for in the event of your death. IPS can also show you how to utilise insurance as part of your overall risk management strategy to secure assets whilst distributing additional funds. 
The Escalator Calculator will help you determine the effect that joining the Escalator Program will have on your take home pay and the super benefit you receive when you retire. The Insurance Gap Calculator will help you find out if your current insurance (if any) is sufficient to maintain your family’s lifestyle in the event of sickness, accident or death. 
The information on this page has been reproduced with the kind permission of Investment & Planning Services Pty Ltd (IPS). For full details kindly visit www.investmentandplanning.com.au Back to top | 
